The Internet has come to revolutionize technology and the way we shop or request services, such as financial services. Thanks to this, we can find the credit company Ferratum, which offers very eye-catching urgent credit options that are excellent for bailing out more than one person.
Online lending has become a very attractive option for people who want to get some extra cash quickly and easily. Online financial institutions, such as Ferratum, tend to have simpler and easier to meet requirements compared to traditional banking institutions. This means that many more people can access credit online.
Are you interested in applying for a flexible Ferratum credit, but not sure if it is a good option or if it is secure? Then you’ve come to the right place, because in this article we’ll explain absolutely everything you need to know about this online financial platform.
What is Ferratum?
Ferratum Bank is a company that has provided its financial services since 2005, so it’s not really a “ghost company” that was created recently.
Currently, it has become one of the most popular options in terms of fast online lending, both in Spain and other Latin American countries, so it is a fairly large and reliable platform.
Ferratum’s main goal is to provide loans faster and easier than if you attended a traditional bank. That’s why this platform has been gaining popularity thanks to the fact that many people have been very happy with the service they have been given.
Is it safe to use Ferratum?
As already mentioned, this is an internationally renowned company, so you don’t have to worry about your personal or bank details, as your information will always be well protected.
Also, this site does not require any advance payment or other practices that scam sites often have, so you can forget about this kind of negative thoughts about Ferratum.
In short, it is a safe and reliable platform, so it is a good option for you to apply for your loan online without major complications.
Contact Ferratum – Free telephone
To get in touch with Ferratum you have a free contact telephone number. The company is aware that its customers are always a priority, for this reason it facilitates flexibility in the attention.
It has a free telephone number, Tel: 91 267 02 60. Customer service hours are Monday to Friday from 9:00 to 20:00 hrs. and Saturdays from 10:00 to 18:00 hrs. It also has an additional fax number, 91 267 02 64 and an email from the company: firstname.lastname@example.org
Apply for credit with ASNEF at Ferratum
Ferratum is very popular because it does not have very high requirements, so many people with financial problems or who need an extra can access their loans without many complications.
However, one of the conditions for taking out a loan at Ferratum is that you are not on the Equifax or ASNEF list. If you are on the list of delinquents, your Ferratum loan will most likely not be accepted.
However, you should know that many times they do accept credits for people who are within ASNEF, but when they are on this list for issues such as electricity bills or telephone, and not for very large and significant debts.
Requirements to apply for credit at Ferratum
Are you interested in applying for a loan online at Ferratum after viewing the above information? Well, then you will find it very useful to know the requirements for applying for a Ferratum loan.
- DNI (attach it from the form on the page).
- Be over 25 years old.
- Have a Spanish bank account or savings bank.
These are the basic requirements that Ferratum applies for when you are applying for a loan. Once you send these data to the platform system, the platform will do a quick investigation of your history to see that you are not within ASNEF or review why you are within the list of delinquents.
If this is the first time you are applying for flexible credit with Ferratum, your available credit limit will be lower.
The minimum to apply is 100€ and the maximum is 500€, so if the amount you need is within these amounts the credit from this platform will be more than sufficient.
After requesting and paying several loans with Ferratum, you will be able to request larger amounts of money, as you will have a good track record with the platform and you will be considered as a person who pays their debts and has a good solvency.
One of the great advantages of using Ferratum is that the platform is quite transparent, since when you are choosing the amount you want to request and the time in which you plan to pay, they also show you the amount of interest you will have to pay.
This is a great help, to avoid getting an unpleasant surprise when you want to repay your loan.